EXPAT MORTGAGE

Mortgage for Expats

Discover the possibilities!

Bliss Hypotheken & Consultancy is your trusted partner for mortgage advice, including for expats! We understand that securing a mortgage in the Netherlands as an expat can sometimes be challenging, with specific regulations and opportunities that may not always be straightforward. That’s why we are here to inform, advise, and guide you through the process, ensuring you can purchase your dream home with confidence.

Can I get a mortgage as an expat?

Yes, obtaining an expat mortgage in the Netherlands is certainly possible. Whether you are working here temporarily or planning to stay long term, there are various options available. At Bliss Hypotheken, we understand the questions and challenges involved and make sure you know exactly what to expect.

We take the time to assess your situation, your employment, income, and future plans. Based on this, we present the available options and help you select the mortgage that best suits your needs. Our approach is clear and straightforward, ensuring you fully understand how everything works.

Mortgage advice for expats

Our expertise goes beyond standard mortgage advice; we offer specialized guidance tailored to expats applying for a mortgage in the Netherlands. We are well-versed in the options available to you and ensure you are fully informed about different mortgage solutions, including tax benefits and mortgage applications without a permanent employment contract. Whether you are staying in the Netherlands temporarily or have lived here for years, Bliss Hypotheken & Consultancy guarantees a smooth and transparent mortgage process.

Our approach is personal and fully tailored to your situation. We avoid complex jargon and vague explanations, our goal is to provide clear, practical advice that enables you to move forward with confidence. Thanks to our extensive network and deep local expertise, we can support you at every stage of the process. Whether it’s finding the right lender or guiding you through the home-buying journey, we are by your side. Our advisors are highly trained to assist you at every step, ensuring that you can purchase your new home with peace of mind.

Mortgage advice for expats in the Netherlands

Expat mortgage application: what do we assess together?

When applying for a mortgage, also known as an expat mortgage application, several factors must be considered. At Bliss Hypotheken, we work with you to evaluate your personal situation. Whether you are from an EU member state, hold a residence permit, or earn income abroad, we help you explore the possibilities.

Schedule an appointment and take the first step

Together, we review key aspects such as your employment status, income, and expected duration of stay in the Netherlands. We also ensure that you are fully aware of the required documentation to facilitate a smooth mortgage application. Do you have questions about specific conditions or want to know how much you can borrow? We provide clear, practical advice without unnecessary complexity.

Our goal is to support you at every stage so that you can complete your mortgage application with confidence and enjoy your new home in the Netherlands.

Why choose Bliss Hypotheken?

At Bliss Hypotheken, everything revolves around you. We understand that buying a home as an expat is an exciting step. That’s why we strive to make the process as smooth and straightforward as possible. You can count on:

  • Clear communication: We explain everything in simple, understandable language.
  • Personal guidance: From the initial consultation to the final handover, we support you every step of the way.
  • Expertise: With years of experience, we know exactly what is involved in expat mortgages.


  • Schedule an appointment today and discover how we can assist you in buying a home in the Netherlands. Bliss Hypotheken & Consultancy: your dedicated partner for mortgage advice, tailored to expats.